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Get A Decision

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Get Your Money

If Approved

  • Secure Forms
  • Simple
  • No Obligations
  • Flexible Guidelines
  • Minimal Paperwork
  • Fast Fundings

For The Best Business Loans Online

  • Active 10+ Months in Business
  • $10,000 in Monthly Revenue
  • 3 Months Bank Statements

What are merchant cash advances

Small business owners may experience cash flow problems. Dealing with this inevitable downturn in any business can prove difficult. Thankfully, emergency money for small businesses is available to most business owners.

GetMoney.com is pleased to offer working capital loans, merchant cash advance and other business related loans tailored for small to medium size businesses.

We know owning a business is challenging and that circumstances can vary widely from month to month. We also know maintaining a good credit rating may be challenging as a self-employed business owner.
Thus, we work with a large network of lenders and partners that cater to all credit types.

MCA and business loans available for business owners with bad credit (550+ fico) to excellent credit.

Are MCA and small business loans good?

Small business loans and merchant cash advances can help your business stay afloat if you have a seasonal business or experience a shortage in cash flow for any reason. As we all know, financial obligations and business expenses don’t go away. A small business owner must cover the bills even if sales are slow the cash flow is not suffice.

Fast, small business loans and MCA for businesses with bad credit can be a life saver. Small business loans are fast and often processed in 2 working days.

Fast loans are also great if your customers are slow paying invoices and or your inventory is consuming all your cash. Keep in mind there are no business related usage restrictions.

Access to fast small business loans and MCA can make all the difference when you need emergency money for your business.

How does a merchant cash advance loan (MCA) work?

A merchant cash advance is basically a loan based on your future revenue. Your future revenue is estimated based on your previous revenue usually documented with bank statements.

The payments to the lender can be withdrawn from the business account on a weekly or monthly basis usually as a percentage of revenue. Thus, if your revenue increases, you’ll meet your obligations to the lender sooner than expected. However, if your business revenue drops, it will take longer to pay back the loan. Which doesn’t mean you’ll pay extra interest, because the premium was calculated upfront.

At GetMoney.com we always try to make getting emergency money right away easy and simple even if your credit is less than perfect.

About GetMoney.com business loans

  • Flexible guidelines, we welcome all credit ratings. Our working capital loan qualifications make obtaining quick financing possible regardless of your current financial situation. The business loans offered by lenders and lending partners are revenue based. Thus, having a good to excellent credit score is not necessary.  Complete the short form today and we’ll connect you to a trusted lending partner regardless of your credit rating.
  • Bankruptcy is OK, certain programs accept borrowers with recent bankruptcies.
  • Fast fundings, loan requests can be approved and processed in as little as two working days. Traditional loans from traditional lenders can take up to a month or more to fund. We offer fast working capital loans for all credit types to help you get things turned around quickly.
  • 3 months of bank statements, generally sufficient for documenting income and revenue. Conventional lenders ask for tax returns, audited financials and everything else associated with a business.
  • Refinancing, an existing loan can be refinanced for additional cash based on supporting revenue.
  • UCC1 OK
  • Keep existing low rate loans, loans are offered in 1st position to 4th and 5th positions for approved borrowers. Basically, keep the current loan you have and the new loan will go behind the existing loan in the 2nd position and so on.

Business loans you can apply for?

  • Working capital
  • Expansion financing
  • Merchant cash advance
  • Purchase order financing
  • Equipment financing
  • And more

Loan parameters for business loans

  • Loan Amounts $15,000 – $5,000,000
  • Loan Terms Up to 10 years
  • No prepayment penalties

Free Loan Review Services

If you have offers for a new loan or an existing loan, be sure to schedule a free loan review with an experienced agent who can suggest more suitable options.

Schedule your loan review
A complimentary service

What are business loans?

Any loan based on business revenue and industry is a business loan. These loans are for small to medium size businesses looking for immediate access to funds with minimal paper work. Not all business loans are the same. The loans offered on Getmoney.com can fund in as little as two business days vs traditional loans that can take a month or more to process.

Restrictions for usage

As long as the funds are used in a lawful manner to improve the business there are no restrictions. Loans granted based on assumed business needs should only be used for business related expenses.

Who can qualify for a business loan

We work with lenders and investors that cater to A+ borrowers to C and D rated borrowers. If you’ve been in business for at least one year and have at least $10,000 per month in revenue, there is a good chance you could be approved for a business loan.

Credit Checks

The goal is to fund every loan with only a soft pull. A soft pull is a type of credit check that shows credit ratings, outstanding balances, score and etc. without actually pulling a credit report. Depending on credit ratings and other factors which contribute to the lender’s decision making process, some applicants may require full credit check.

What is the best business loan?

The best business loan is the best loan you qualify for. Not all borrowers are the same and not all borrowers qualify for the same programs. When you complete a loan request on GetMoney.com, the request will be checked with multiple sources (lenders, private equity firms, etc.) .

Understanding your business needs and expectations

At Getmoney.com one person will be in charge of guiding you through the whole process. The loan specialists we connect you with work with business owners like you every day and know what it takes to please a client.

Should you get a business loan?

There are no easy answers to this question. Each situation has to be evaluated based on a few of factors. These three factors should be the basis for any financing decision:

A. Do you need a business loan, in determining why you need a business loan you must estimate the upside and the benefits of the loan vs. the costs of the loan.
B. The cost of the loan, be sure to understand the terms of the loan. The total cost has to be justifiable by growth or increased revenues. Complete a short business loan request form to see what you qualify for.
C. How much can you afford, the lenders may approve a loan which exceeds your long-term affordability. If that happens, speak to an accountant to determine the right loan amount you can afford.

Business loan vs. Line of credit

A business loan is a one-time loan offered in lump sum for a specific period of time at a specific interest rate. A business line of credit is a revolving credit line which can be accessed at any time and it carries a variable interest rate based on market conditions.

Secure forms and peace of mind

We value your privacy and only work with trusted lenders and lending partners who meet our highest standards.

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