Privacy Policy

This Privacy Policy replaces any privacy policy previously delivered to you or appearing on the website, any transaction agreement, or any other document previously delivered to you. If there are conflicts between this Privacy Policy and any other policy delivered to you by, the terms of this Privacy Policy shall control until revised. This Privacy Policy is effective as of 10/25/2017. Types of Information We Collect collects both “personally identifiable information” and “non-personally identifiable information” from or about users of its web sites. Personally Identifiable Information collects several types of information that may identify a particular individual (“personally identifiable information”). We collect personally identifiable information when you provide it to us through your use of the site, such as by completing one or more stages of an application form to apply for a loan from a lender / institution participating in our network (“participating lenders”) or by sending questions to us via the web site. The types of personally identifiable information we collect include: name, physical address, telephone number, social security number, email address, date of birth, driver’s license number and state, information about home ownership, employment information, active military information, amount and frequency of pay checks, and information about your banking account. Non-Personally Identifiable Information Non-personally identifiable information is anonymous information that cannot be associated with a specific individual. The types of non-personally identifiable information that we collect (either directly, through the use of “cookies,” or through the use of a third party tracking system) include: the IP address of the computer making the request; your browser type and language; access times; information about areas of the site visited by users of the site; information about the links that users may select to visit on the site. IP addresses are not usually associated with your personal computer, but with a portal through which you accessed the Internet. IP addresses are not linked to personally identifiable information. A “cookie” is a piece of information a web site sends to your computer while you are viewing the web site to remember who you are without personally identifying you. may share this non-personally identifiable information only in summary form with its suppliers and other third parties for the purpose of web site statistical and trend analysis. This information is not linked to any personally identifiable information that can identify an individual person. Information Collected by Third Parties We may allow third parties to display advertisements, loan applications and financial offers on our site. These companies may use tracking technologies, including cookies, to collect information about users of our site who view or interact with these applications and advertisements. All personal loan, payday loan, installment loan applications and credit card offers are from third parties which has no control over. We are not responsible for the privacy policy, terms and conditions, practices or the content of such third parties or  third-party websites. These third-party websites may send their own cookies to you and independently collect data. If you visit a website that is linked from this Site or our emails, we encourage you to read any privacy statements and terms and conditions of that third party’s website before providing any personally identifiable information. The terms of use and policies for personal loans, payday loans and installment loans are available at the bottom of their applications and websites that you are redirected to. How We Use Personally-Identifiable Information We use the personally-identifiable information you provide to us through this site in order to deliver the products or services you have requested; provide you with customer support; verify or review your application information to determine whether it meets eligibility requirements for participating lenders and institutions; communicate with you by email, postal mail, telephone, and/or mobile devices about products or services that may be of interest to you either from us, our marketing partners, or other third parties; display advertising tailored to your interests or background; perform data and statistical analysis on use of the web site; enforce our terms and conditions, and perform any other functions otherwise described to you at the time we collect the information. We may review and use your financial information and your social security number to connect you with participating lenders and institutions in our network or other third parties with whom we have a business relationship. Sharing Your Personally-Identifiable Information may share your personally-identifiable information (including, without limitation, your financial account information and social security number) third parties with whom we have a business relationship. These third party lenders may use your personally-identifiable information to offer you a loan or to communicate with you about other business or marketing offers. In addition, we may share your personally identifiable information (including your financial account information and social security number) with unaffiliated third party marketers and list managers with whom we have a business relationship. Any third parties with whom we share personally-identifiable information may have their own policies which describe how they use and disclose your information. Those policies will govern the use, handling, and disclosure of your information once we have transferred or shared it with those third parties as described in this Policy and our Terms of Use. will disclose your personally-identifiable information in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement agency or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. We will disclose your personally-identifiable information when we believe disclosure is necessary to investigate, prevent, or take action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property, or safety of our company, our employees, our web site users, or others; or to enforce our website terms and conditions or other agreements or policies. Links to Third Party Web Sites We may provide links or automatically redirect you to third party web sites that do not operate under this Policy. For example, if you click on an credit card offer presented on our site, you may be taken to a web site that does not operate or control. You should review the privacy statements and terms of use of all third party web sites you access. These third party web sites may independently solicit and collect information from you. On occasion, those third party web sites may provide us with information about your use of those sites. Requests for Quotes and Services from Service Providers Certain portions of this Site may allow you to request a quote, services or information from one or more affiliated third party such as personal loan and payday lenders (“Requested Service Providers”). If you provide your personally identifiable information on the Site and request a quote, services or information from the Service Providers (e.g., by clicking “Submit” or “get your quotes”) (a “Request”), the service provider may share, loan, rent or sell your personally identifiable information. In addition, the Requested Service Providers and such third parties may further disclose, share and use any personally identifiable information provided by you in connection with your Request. If you make a Request, you expressly consent to such disclosure and use of your personally identifiable information. If you do not want your personally identifiable information shared as described above, then you should not submit a Request. IF YOU SUBMIT A REQUEST, REQUESTED SERVICE PROVIDERS MAY CONTACT YOU DIRECTLY WITH QUOTES VIA TELEPHONE, FAX, EMAIL AND OTHER METHODS OF COMMUNICATION. YOU MAY RECEIVE TELEMARKETING CALLS AS A CONSEQUENCE OF SUBMITTING A REQUEST ON THIS SITE, EVEN IF YOU ARE ON THE NATIONAL DO NOT CALL REGISTRY OR ANY OTHER DO NOT CALL REGISTRY. If you are connected with a Service Provider, you expressly grant permission to the Service Providers to conduct any research necessary to provide you with quotes for your Request. The Service Providers may need to share your personally identifiable information to conduct such research. As an example, if you request mortgage rate quotes, credit reports may be ordered in connection with your mortgage rate quote request. Such reports may provide information that may assist in determining eligibility for a mortgage loan, the rate, fees and expenses which you may be charged for the requested loan. If you do not want Service Providers to conduct necessary research to provide you with a quote for your Request, then you should NOT submit a Request. Please note that if you submit a Request on this site or any third party site linked from this site, you will not have the opportunity to opt out of the disclosure of your information in connection with that Request. Changes’s policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice at the sole and absolute discretion of Changes to this Policy will be posted on the web site and we will revise the “last updated” date at the top of this policy. You should review this Policy each time you access the web site. Children’s Privacy Our web site is not intended for use by children under the age of 13. We do not knowingly collect personally-identifiable information from children under the age of 13. Security No web site or Internet network can be completely secure. Although we take steps to secure your information, we do not guarantee, and you should not expect, that your personal information, searches, or other communications will always remain secure. Processing Transactions does not process transactions. Periodic Emails The E-mail address you provide on our site may be used to send you information, respond to inquiries, and/or other requests or questions. Terms and Conditions Please also visit our “Terms of use” section establishing the use, disclaimers, and limitations of liability governing the use of our website. Your Consent By using our site, you consent to our online privacy policy. Contacting Us If there are any questions regarding this privacy policy you may contact us using the information below.