Installment Loans With Fixed Monthly Payments
Explore online installment loan options from $500 to $35,000 through GetMoney.com's network of lending partners. Available financing may be used for debt consolidation, unexpected expenses, home repairs, major purchases, and other personal financial needs.
Check Your OptionsLoan amounts, rates, repayment terms, eligibility requirements, fees, and funding times are determined by individual lending partners and may vary based on your application, financial profile, and applicable requirements.
How to Get an Online Installment Loan
Getting started is simple. Submit a request, explore available financing options, and review the terms before deciding whether an installment loan is right for you.
Request Financing
Complete a simple online request with basic information about your financial needs. There is no upfront fee and no obligation to accept an offer.
Explore Available Options
Your request may be reviewed by lending partners that offer installment loan options based on your information and their eligibility requirements.
Review Your Terms
If an option is available, review the loan amount, payment, rate, fees, repayment terms, and total cost before deciding whether to accept it.
Ready to explore your installment loan options?
Check Your OptionsWhat Can an Installment Loan Be Used For?
Depending on the lender and loan terms, installment loan funds may be used for a variety of personal expenses. Review the terms and any use restrictions before accepting a loan.
Debt Consolidation
Some borrowers use personal installment loans to consolidate eligible debts into a single payment. Compare the new rate, fees, payment, and total repayment cost before consolidating.
Unexpected Expenses
An installment loan may help cover an unexpected personal expense when available financing fits your budget and repayment needs.
Home Repairs
Available installment loan funds may be used for qualifying home repairs, maintenance, or other household expenses, depending on lender requirements.
Car Repairs
Installment loan funds may be used for certain vehicle repairs or related personal expenses when permitted by the lender.
Major Purchases
Depending on the loan program, installment financing may be used for larger personal purchases that can be repaid through scheduled monthly payments.
Other Personal Expenses
Depending on lender guidelines, installment loans may also be available for other personal financial needs and planned expenses.
Need financing for a personal expense? Explore available options.
Check Your OptionsKey Features of Installment Loans
Installment loans are generally repaid through scheduled payments over a defined period. The amount you can borrow, rate, fees, repayment terms, and eligibility requirements depend on the individual lender and your financial profile.
Fixed Payment Structure
Installment loans are typically repaid through scheduled payments rather than requiring the full balance to be repaid at once.
Defined Repayment Term
Your loan agreement will specify a repayment period and the schedule used to repay the balance over time.
Specific Loan Amount
The amount available depends on the lender, your application, income, credit profile, and other eligibility factors.
Flexible Personal Uses
Depending on the lender and loan terms, funds may be available for expenses such as debt consolidation, repairs, unexpected costs, and other personal needs.
Simple Online Request
GetMoney.com provides an online request process that allows you to submit your information and explore available financing options through its lending network.
Options for a Range of Credit Profiles
GetMoney.com works with lending partners that may serve borrowers with different credit profiles. Approval and terms are determined by the individual lender.
Learn about getting a loan with bad creditNo Upfront Fees
There is no fee to submit a loan request through GetMoney.com. Review any lender's fees and terms before accepting an offer.
No Obligation to Accept
Submitting a request does not require you to accept a financing offer. Review the available terms and decide whether an offer meets your needs.
Multiple Lending Partners
GetMoney.com is a connection service that works with a network of lending partners. Available offers, rates, amounts, and terms vary by lender and applicant.
Compare personal loans and installment loansUnderstand the Cost Before You Borrow
Installment loan terms vary by lender. Before accepting an offer, review the annual percentage rate (APR), interest rate, fees, payment amount, repayment period, total cost of the loan, and any other applicable terms.
If you are comparing loan types, you can also learn more about personal loans vs. installment loans and how the two terms are commonly used.
If you have less-than-perfect credit, our guide to unsecured personal loans with bad credit explains factors lenders may consider when evaluating an application.
GetMoney.com is a connection service and is not the direct lender for the financing options presented through its network.
Ready to Explore Available Installment Loan Options?
Submit a simple online request and explore financing options that may be available through GetMoney.com's lending network.
Check Your OptionsWhat Is an Installment Loan?
An installment loan provides a specific amount of money that is generally repaid through scheduled payments over a defined period.
An installment loan is a type of financing that you repay over time through scheduled payments. The payment schedule, interest rate, fees, loan amount, and repayment period depend on the lender and the terms of the loan.
How Does an Installment Loan Work?
With an installment loan, a borrower receives a specific amount of financing and agrees to repay it according to the terms of the loan. Payments are generally scheduled on a regular basis, often monthly, until the balance and applicable charges have been repaid.
Unlike revolving credit, where you can typically borrow, repay, and borrow again up to a credit limit, an installment loan generally has a defined loan amount and repayment schedule.
The total cost of an installment loan can include interest and other applicable fees. Before accepting an offer, borrowers should review the annual percentage rate, payment amount, repayment period, fees, and total amount to be repaid.
Scheduled Payments
Payments are generally scheduled according to the loan's repayment terms.
Defined Repayment Period
The loan generally has a specified repayment period established by the lending partner.
Specific Loan Amount
Available installment loan amounts depend on the lender, application information, and borrower qualifications.
Interest and Fees
Rates and applicable fees vary by lending partner and should be reviewed carefully before accepting an offer.
Want to see what installment loan options may be available to you?
Check Your OptionsOnline Installment Loans vs. Traditional Loans
Online installment loans provide a convenient way to request financing without visiting a bank branch. Online lending partners may also use eligibility criteria that differ from those used by traditional financial institutions.
Online Installment Loans
Online installment loans can make the financing request process more convenient by allowing you to submit your information from a computer or mobile device.
- Online application process
- Can be requested from a computer or mobile device
- May provide access to different lender eligibility criteria
- May be available to a range of credit profiles
- Convenient request process without a branch visit
Traditional Loans
Traditional lenders, such as banks and credit unions, may use established underwriting requirements and application processes that differ from online lending partners.
- May require an in-person or branch-based process
- May follow different credit and underwriting requirements
- Eligibility requirements vary by financial institution
- Application and review processes vary by lender
- Available loan products depend on the institution
A Different Way to Request Financing
Online installment lending can provide an alternative to applying through a traditional bank or other brick-and-mortar financial institution. Because online lenders and lending networks operate differently, their eligibility requirements may also differ.
Some online lending partners may consider applications from borrowers with less-than-perfect credit. However, credit score is only one factor that may be considered, and approval is never guaranteed. Loan amounts, APRs, fees, repayment terms, and eligibility requirements are determined by the individual lender.
The online process can also make it easier to submit a financing request when it is convenient for you. You can start the process from a computer, tablet, or mobile device without having to visit a lender's physical location.
If you are considering financing with less-than-perfect credit, you can learn more about ways to get a loan with bad credit and what lenders may consider when reviewing an application.
You can also compare personal loans and installment loans to better understand how these terms differ and where they overlap.
Online Does Not Mean Guaranteed Approval
Applying online can make the request process more convenient, but it does not guarantee approval or specific loan terms. Each lender sets its own eligibility requirements and evaluates applications based on its underwriting criteria.
Before accepting an offer, review the APR, interest rate, fees, payment amount, repayment period, total repayment amount, and all other applicable terms.
GetMoney.com is not the direct lender. We work with a network of lending partners, and the availability of financing depends on the lender.
Ready to Explore Online Installment Loan Options?
Submit a simple online request to see whether financing options may be available through GetMoney.com's lending network.
Check Your OptionsHow Much Can You Borrow With an Installment Loan?
Installment loan amounts vary by lender and applicant. Through GetMoney.com's lending network, available installment loan options may range from $500 to $35,000, depending on your financial profile and the lender's requirements.
The amount you may qualify for is determined by the individual lender. Not every applicant will qualify for the full amount.
What Determines How Much You Can Borrow?
Lenders generally consider several parts of your financial profile when deciding whether to approve an application and what loan amount and terms may be available.
Income and Ability to Repay
Lenders may review your income and other financial information to determine whether you can reasonably manage the payments associated with a new loan.
Credit Profile
Your credit score and credit history may affect eligibility, the amount available, the interest rate, and other loan terms offered by a lender.
Learn about installment loans and credit scoresExisting Debt
Lenders may consider your existing monthly debt obligations and debt-to-income ratio when evaluating whether a new payment fits within your financial situation.
Amount You Request
The amount you request is part of the lender's evaluation. Asking for an amount that fits your financial needs can help you avoid taking on more debt than necessary.
Lender Requirements
Every lending partner has its own underwriting criteria. Available loan amounts, rates, fees, and repayment terms can therefore vary between lenders.
Repayment Terms
The repayment period affects your scheduled payment and the total amount you repay over the life of the loan. Review the full terms before accepting an offer.
A Larger Loan Does Not Always Mean a Better Loan
When comparing installment loan offers, look beyond the amount you can borrow. A larger loan generally means a larger balance to repay, and the payment and total cost will also depend on the APR, fees, and repayment term.
Before accepting an offer, make sure the scheduled payment fits comfortably within your budget and review the total amount you will repay.
Calculate Your Loan PaymentHave Less-Than-Perfect Credit?
Some lending partners may consider applicants with less-than-perfect credit. However, available loan amounts and terms depend on the lender's requirements and your overall financial profile.
If you're exploring your options, read our guide to getting a loan with bad credit to learn more about factors that may affect your application.
See What Installment Loan Options May Be Available
Submit an online request through GetMoney.com and explore financing options that may be available through our network of lending partners.
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