Find the Financing That Fits Your Needs
Explore personal loans and business financing options through GetMoney.com's network. Start with a simple online request and explore your available options
What Are You Looking For?
Choose the type of financing you need to explore available options through GetMoney.com
Personal Loans
Explore financing options for personal expenses, debt consolidation, unexpected emergencies, and other personal financial needs.
Get Personal FinancingNo upfront fees. No obligation to accept an offer.
Business Financing
Explore financing options for working capital, business expansion, equipment financing, inventory, and other business needs.
Get Business FinancingNo upfront fees. No obligation to accept an offer.
How It Works
Getting started is simple. Tell us what you need, explore available financing options, and choose the option that works for you.
Tell Us About Your Needs
Complete a simple online request with basic information about your personal loan or business financing needs.
Explore Your Options
Your request can be reviewed by lending partners that may have loans and financing options available to you.
Review Available Terms
Review the financing offers and terms you receive and decide whether an available option works for you.
Receive Your Funds
If you are approved and accept an offer, funds will be deposited directly into your account.
The GetMoney.com Advantage
A simple way to explore financing options with a process designed around your needs.
Fast & Simple Process
Request financing online in minutes with a simple, hassle-free online forms
No Upfront Fees
There are no fees and costs through GetMoney.com
All Credit Types Welcome
All personal and business credit profiles are welcome.
Personalized Service
Get support throughout the process from people focused on helping you
Find the Financing You Need
Explore financing options for personal expenses, business needs, and other financial goals through GetMoney.com's network of lending partners.
Personal Loans
Borrow for personal expenses, debt consolidation, home repairs, unexpected costs, and other financial needs.
Explore Personal LoansInstallment Loans
Get a fixed payment schedule with flexible terms designed for larger personal expenses.
Explore Installment LoansPayday Loans
Short-term cash advances for urgent expenses, with loan options based on your financial situation.
Explore Payday LoansBusiness Loans
Financing options to help fund working capital, business expenses, expansion, and growth.
Explore Business LoansEquipment Financing
Finance new or upgraded equipment to help your business operate, grow, and stay competitive.
Explore Equipment FinancingMerchant Cash Advance
Access business capital based on future sales, with options designed around your business revenue.
Explore Merchant Cash AdvanceFinancing Made Simple
GetMoney.com helps you explore available financing options through a network of lending partners, with a simple online process and no upfront fees.
Simple Online Process
Start with a simple online request that takes just minutes to complete. Provide basic information about your financing needs and let us help you get started.
Multiple Financing Options
Your request may be reviewed by lending partners that offer different financing products and terms based on your needs and financial profile.
A More Personal Approach
We are focused on providing a platform for consumers and business owners to explore financing options quickly with confidence.
Get Fast Online Personal Loans
Explore personal loan options online through GetMoney.com's network of lending partners. Personal loans can be used for debt consolidation, unexpected expenses, home repairs, major purchases, and other personal financial needs.
What Is a Personal Loan?
A personal loan is a type of financing that allows you to borrow money for personal expenses and repay the balance over an agreed period of time. Depending on the lender, personal loans may have fixed payments, a defined repayment term, and an interest rate based on factors such as your credit history, income, debt obligations, and other information considered by the lender.
At GetMoney.com we help connect consumers with a network of lending partners that may offer personal loans based on the information provided in a loan request.
Learn More About Personal Loans →How Much Can You Borrow With an Online Personal Loan?
Personal loan amounts available through GetMoney.com's network may range from $100 to $35,000, depending on the lender, the loan program, and your financial circumstances. Not every borrower will qualify for the same loan amount.
The amount available to you may depend on information such as income, employment, existing debt, credit history, and the lender's individual underwriting requirements.
What Interest Rate Can You Get on a Personal Loan?
Personal loan interest rates vary by lender and borrower. Your rate may depend on your credit profile, income, loan amount, repayment term, debt obligations, and other factors used by the lender when evaluating your application.
Before accepting an offer, review the annual percentage rate (APR), interest rate, fees, payment amount, repayment period, and total cost of the loan. The terms you receive are determined by the lending partner making the offer.
What Can a Personal Loan Be Used For?
Depending on the lender and loan agreement, personal loans may be used for a variety of personal expenses, including:
- Debt consolidation
- Unexpected expenses
- Home repairs and improvements
- Major purchases
- Medical or emergency-related expenses
- Moving and relocation expenses
- Other personal financial needs
What Are the Key Features of Personal Loans?
Personal loans can differ from one lender to another, but common features may include a fixed loan amount, scheduled payments, a defined repayment term, and an interest rate disclosed before you accept the financing.
Some personal loans are unsecured, meaning they do not require a specific asset to secure the loan. Requirements vary by lender, so borrowers should review the terms of each available offer carefully.
What Are the Benefits of Getting a Personal Loan Online?
An online personal loan request can make exploring available loan options faster and easier without visiting a traditional branch. GetMoney.com's online process allows you to start with a simple request in minutes.
Online loans can also make it easier to compare important terms, including the amount offered, APR, payment, repayment period, fees, and total cost before deciding whether to accept an offer.
Can You Get a Personal Loan With Bad Credit?
Consumers with less-than-perfect credit can still request personal loan through GetMoney.com. Some lending partners consider more than credit score alone when reviewing a request, including income, employment, debt obligations, and other financial information.
Having bad credit makes it harder to get an approval, and available loan amounts, rates, fees, and repayment terms may differ from those offered to borrowers with excellent credit.
Learn More About Getting a Loan With Bad Credit →What Credit Score Do You Need for a Personal Loan?
There is no single credit score requirement that applies to every personal loan. Each lending partner establishes its own eligibility requirements, and some lenders consider additional financial information beyond your credit score.
Your credit profile can affect the loan options, interest rate, loan amount, and repayment terms available to you. The best way to understand your available options is to submit a request and review the terms offered by participating lenders.
What Documents Do You Need to Apply for a Personal Loan?
Application requirements vary by lender. You may be asked to provide information about your identity, income, employment, bank account, housing, existing debts, or other financial circumstances.
A lender may request additional documentation before making a final decision or funding an approved loan.
How Does an Online Personal Loan Work?
The process typically starts with an online loan request. You provide information about your financial needs and personal circumstances, and the request may be reviewed by one or more lending partners.
If a lender makes an offer, review the loan amount, APR, interest rate, fees, payment amount, repayment term, and total cost. You can then decide whether the available offer fits your needs. If you accept an offer and complete the lender's requirements, the lender handles the remaining steps and funding.
How Long Does It Take to Get a Personal Loan?
Processing and funding times vary by lender, application details, approval, and completion of required documentation. Some approved borrowers may receive funds as soon as one business day, but funding speed is not guaranteed and vary.
Personal Loan vs. Installment Loan: What's the Difference?
Many personal loans are installment loans because they are repaid through scheduled payments over a defined period. The terms can vary depending on the lender and product.
Understanding the difference between the loan type, repayment structure, interest rate, APR, fees, and total cost can help you evaluate the financing options available to you.
Learn More: Personal Loan vs. Installment Loan →Why Request a Personal Loan Through GetMoney.com?
GetMoney.com has been helping consumers explore loan options since 2003. We work with a network of lending partners that offer personal loans to borrowers with different credit profiles and financial needs.
There are no upfront fees to submit a financing request through GetMoney.com, and there is no obligation to accept a loan offer. Available financing, rates, fees, loan amounts, and repayment terms are determined by the individual lending partner.
Start with a simple request and explore available personal financing options based on your financial needs and profile.
Frequently Asked Questions About Personal Loans
Can I Apply for a Personal Loan Online?
Yes. GetMoney.com allows you to start a personal loan request online. Your request may be reviewed by lending partners that offer personal loan options.
Are There Upfront Fees to Request a Personal Loan Through GetMoney.com?
No. GetMoney.com does not charge an upfront fee to submit a financing request. You are also not obligated to accept a financing offer.
Can I Request a Personal Loan With Bad Credit?
Yes. All credit profiles are welcome to request a loan. However, approval is determined by the individual lender and is not guaranteed.
Ready to Explore Personal Loan Options?
Start with a simple online request and see what financing options may be available to you.
Get Personal FinancingPayday Loans: A Short-Term Financing Option
Explore short-term payday loan options online through GetMoney.com's network of lending partners. Payday loans are generally designed for short-term borrowing and may be available to eligible borrowers depending on the lender and applicable state requirements.
What Is a Payday Loan?
A payday loan is a short-term form of financing generally designed to provide a relatively small amount of money that is repaid over a shorter period. Payday loan structures, fees, repayment requirements, and availability vary by lender and state.
GetMoney.com is not a direct lender. We connect consumers with a network of lending partners that may offer payday loan options based on the information provided in a financing request and applicable eligibility requirements.
Learn More About Payday Loans →When Might a Payday Loan Be Used?
Some consumers consider short-term financing when they have an urgent expense and need a relatively small amount of money before their next expected income or available funds.
Because payday loans can have short repayment periods and costs that vary by lender and state, borrowers should consider whether the repayment schedule fits their budget before accepting an offer.
How Much Can You Borrow With a Payday Loan?
Payday loan availability and requirements vary by state. Payday loan amounts available through GetMoney.com's network may range from $100 to $1,000. State laws can limit whether payday loans are available in that state, limit the amount a lender may offer, as well as the fees, loan term, repayment method, and other conditions. Before accepting a payday loan, review the terms provided by the lender and make sure you understand the total amount you will be required to repay.
For an overview of payday lending laws by state, see the National Conference of State Legislatures .
Do You Need Good Credit for a Payday Loan?
Payday lenders may use different eligibility criteria than traditional lenders, and credit requirements can vary. Some providers may consider additional information when reviewing a request.
However, requesting a payday loan does not guarantee approval. The lender determines whether you qualify and what terms, if any, are available to you.
How Does a Payday Loan Work?
The process generally starts with an online request for short-term financing. You provide information about your financial circumstances, and your request may be reviewed by a participating lending partner.
If a lender presents an offer, carefully review the amount, fees, payment or repayment requirements, due date, and total cost before accepting it. If you accept the offer and complete the lender's requirements, the lender handles the remaining steps.
How Much Does a Payday Loan Cost?
The cost of a payday loan can vary significantly depending on the lender, state, loan amount, repayment period, and applicable fees. Before accepting an offer, review the disclosed fees, finance charges, repayment amount, and total cost.
State laws may limit or regulate the fees, loan amounts, repayment periods, or other terms that payday lenders can offer.
How Do Payday Loan Repayments Work?
Payday loans are generally structured for repayment over a relatively short period. The repayment date and amount depend on the lender and the terms of the loan agreement.
Before accepting a payday loan, make sure you understand when the payment is due, how much you will owe, and whether the payment fits within your budget.
How Quickly Can You Receive Payday Loan Funds?
Funding times vary by lender, approval status, application information, banking arrangements, and completion of required documentation. Some approved borrowers may receive funds as soon as one business day after completing the lender's requirements.
Funding is not guaranteed and timing can vary by provider.
What Should You Consider Before Getting a Payday Loan?
Because payday loans are short-term financing products, it is important to understand the full cost and repayment schedule before accepting an offer.
- Review the total amount you will repay.
- Understand all disclosed fees and finance charges.
- Know the exact repayment date or schedule.
- Make sure the repayment fits within your budget.
- Check whether the loan is permitted and regulated in your state.
- Compare the available financing options before accepting an offer.
Are Payday Loans Available in Every State?
No. Payday loan availability and requirements vary by state. Some states restrict or prohibit certain types of payday lending, while other states regulate loan amounts, fees, repayment periods, or other terms.
The availability of a payday loan through GetMoney.com depends on the lending partner, your location, and applicable state and federal requirements.
What Do You Need to Apply for a Payday Loan?
Application requirements vary by lender. You may be asked to provide information such as your identity, income, employment, bank account, contact information, and other financial details.
A lender may request additional information or documentation before making a final decision or providing funds.
How Does an Online Payday Loan Request Work?
You can begin by completing an online financing request with basic information about your financial situation and borrowing needs. The request may then be reviewed by lending partners that offer short-term financing.
If an available offer is presented, review the terms carefully before deciding whether to accept it. There is no obligation to accept a loan offer through GetMoney.com.
Why Request a Payday Loan Through GetMoney.com?
GetMoney.com has been helping consumers explore financing options since 2003. Our network includes lending partners that may offer short-term financing options to consumers with different credit profiles.
There are no upfront fees to submit a financing request through GetMoney.com, and there is no obligation to accept an offer. Available loan amounts, rates, fees, repayment terms, approval decisions, and funding times are determined by the individual lending partner.
Start with a simple online request and review any available terms carefully before deciding whether a payday loan fits your needs.
Frequently Asked Questions About Payday Loans
Can I Apply for a Payday Loan Online?
Yes. You can start a payday loan request online through GetMoney.com. Your request may be reviewed by participating lending partners based on their eligibility requirements.
How Much Can I Get With a Payday Loan?
Payday loan amounts available through GetMoney.com's network may range from $100 to $1,000, depending on the lender, state, and borrower qualifications.
State laws can limit the amount a lender may offer, as well as the fees, loan term, repayment method, and other conditions. Before accepting a payday loan, review the terms provided by the lender and make sure you understand the total amount you will be required to repay.
For an overview of payday lending laws by state, see the National Conference of State Legislatures .
Can I Get a Payday Loan With Bad Credit?
Consumers with different credit profiles may request financing. However, approval and available terms are determined by the individual lender and are not guaranteed.
How Fast Can a Payday Loan Be Funded?
Funding times vary by lender. Some approved borrowers may receive funds as soon as one business day after completing required lender requirements.
Are There Upfront Fees to Apply Through GetMoney.com?
No. GetMoney.com does not charge an upfront fee to submit a financing request, and there is no obligation to accept a financing offer.
Ready to Explore Payday Loan Options?
Start with a simple online request and explore available short-term financing options.
Get Payday Loan OptionsBusiness Loans & Small Business Financing
Explore small business loans, working capital, merchant cash advances, equipment financing, and expansion funding through GetMoney.com's network of lending and financing partners — serving business owners since 2003.
No Upfront Fees • No Obligation • Financing Options for a Range of Credit Profiles
Quick Summary
- Loan amounts: $5,000 to $500,000, depending on the financing product, provider, business revenue, financial history, and other qualification factors
- Funding speed: some businesses may receive funds in as little as 2 business days after approval
- Credit flexibility: financing options available for a range of credit profiles, including less-than-perfect credit
- Products available: business loans, working capital, merchant cash advances, equipment financing, and expansion financing
- Time in business: some programs available to businesses operating as little as 6 months
What Is Business Financing?
Business financing is capital provided to businesses for operating expenses, working capital, equipment purchases, expansion, and inventory — repaid over time with interest, fees, or a share of future revenue depending on the product. Different financing products have different costs, qualification requirements, repayment structures, and terms.
GetMoney.com helps businesses explore available small business loan and financing options through a network of lending and financing partners. The financing provider determines whether you qualify and sets the specific amount, rate or factor, fees, repayment structure, and other terms.
What Types of Business Financing Are Available?
Business owners can access several types of small business loans and financing through GetMoney.com's network, depending on their industry, cash flow, and funding needs.
Business Loans
Business loans can provide $5,000 to $500,000 for operating expenses, working capital, expansion, and other approved business needs. Rates and repayment terms vary by provider.
Learn More About Business Loans →Working Capital Financing
Short-term financing to help manage operating expenses, inventory, payroll, and other day-to-day business cash-flow needs.
Learn More About Working Capital →Merchant Cash Advance
An advance against future business revenue or receivables. Repayment is collected as a percentage of sales or through regular bank account withdrawals.
Learn More About Merchant Cash Advances →Equipment Financing
Financing to purchase or acquire business equipment such as machinery, vehicles, technology, and tools. The equipment may serve as collateral.
Learn More About Equipment Financing →Business Expansion Financing
Capital for growth-related expenses such as new locations, equipment, inventory, hiring, renovations, and other expansion costs. Dedicated expansion programs may offer $10,000 to $500,000, depending on the provider and financing program.
Learn More About Business Expansion Financing →How Much Can You Borrow With a Business Loan?
Business loan amounts through GetMoney.com's network can range from $5,000 to $500,000, depending on the financing product, provider, business revenue, financial history, and other qualification factors. The financing provider determines the amount after reviewing your application.
How Quickly Can You Get Business Funding?
Some businesses may receive funding in as little as 2 business days after approval and completion of required documentation. Actual timing varies by financing provider, product type, and individual circumstances.
Keep in mind: A two-day funding timeframe is not guaranteed for every business or financing product. Before accepting any offer, review the provider's costs, repayment structure, total amount owed, and funding conditions carefully.
What Is a Working Capital Loan?
A working capital loan is business financing designed to cover day-to-day operating expenses — such as inventory, payroll, supplies, and short-term costs — rather than long-term investments or asset purchases. It can be structured as a term loan or line of credit, with available amounts, rates, and repayment terms set by the financing provider.
Learn More About Working Capital Financing →
What Is a Merchant Cash Advance?
A merchant cash advance (MCA) is an alternative form of business financing where a business receives an upfront advance in exchange for a portion of its future revenue or receivables. Repayment is typically collected through regular withdrawals from a business bank account or as a percentage of certain business receipts.
MCAs are structured differently from traditional business loans — they use a factor rate rather than an interest rate, which means the total repayment amount is fixed at the time of the advance. Factor rates and total repayment costs vary significantly. Review the advance amount, total repayment amount, payment structure, fees, and estimated repayment period carefully before accepting an MCA offer.
Learn More About Merchant Cash Advances →
What Is Equipment Financing?
Equipment financing is a business financing product designed to help businesses purchase or acquire equipment used in their operations — such as machinery, vehicles, technology, tools, or other operational equipment. The equipment may serve as collateral, and requirements and terms vary by provider and equipment type.
Learn More About Equipment Financing →
What Is Business Expansion Financing?
Business expansion financing is capital designed for growth-related expenses. Depending on the financing program, funds may be used for opening or improving a location, purchasing equipment, increasing inventory, hiring employees, completing renovations, or other expansion-related costs. Dedicated business expansion financing through GetMoney.com is available from $10,000 to $500,000, subject to provider requirements and approval.
Learn More About Business Expansion Financing →
Can You Get a Business Loan With Bad Credit?
Yes — businesses with less-than-perfect credit may still be able to request small business financing through GetMoney.com. Financing providers may consider factors beyond credit score, including business revenue, cash flow, time in business, bank account activity, and existing obligations. Less-than-perfect credit does not automatically disqualify a business, but approval, amount, cost, and terms are ultimately determined by the individual financing provider.
How Long Does a Business Need to Be Established?
Some business financing options through GetMoney.com's network may be available to businesses that have been operating for as little as 6 months. Time-in-business requirements vary by financing product and provider — review specific eligibility requirements for the option you are considering before applying.
What Documents Do You Need for a Business Loan?
Required documentation varies by lender and financing product. Businesses are commonly asked to provide recent business bank statements, information about revenue, time in business, ownership, and overall financial condition. Some providers use bank statements in place of or alongside traditional financial documentation. The exact documents required depend on the provider and financing type.
How Does an Online Business Loan Work?
The process starts with an online financing request. You provide information about your business, the amount needed, and intended use of funds. Your request may then be reviewed by lending and financing partners in GetMoney.com's network. If you receive an offer, review the financing amount, interest rate or factor rate, fees, payment amount, repayment schedule, and total cost before deciding whether to accept.
What Can Business Financing Be Used For?
Depending on the financing product and agreement, small business loans and financing may be used for:
- Working capital and operating expenses
- Inventory and supplies
- Business equipment and technology
- Hiring and payroll-related needs
- Opening or improving a business location
- Business expansion and growth
- Renovations and build-outs
- Other approved business expenses
Why Request Business Financing Through GetMoney.com?
GetMoney.com has been connecting consumers and business owners with financing options since 2003. Our network of lending and financing partners offers multiple types of small business loans and funding solutions.
- No upfront fees to submit a financing request
- No obligation to accept any financing offer
- Business financing options for a range of credit profiles
- Simple, online request process
- Access to business loans, working capital, MCA, equipment, and expansion financing
- Some businesses may receive funding as soon as 2 business days after approval, depending on the provider
- Serving business owners and consumers since 2003
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Online Business Loans
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Equipment Loans
-
Business Lines of Credit
WHAT IS AN ONLINE BUSINESS LOAN?
Any loan offered or granted to a business based on its revenue and or income is a business loan. Most common business loans are working capital, line of credit, equipment financing, and merchant cash advances which are technically not loans. A merchant cash advance provides access to money in exchange for future revenue plus fees. Keep in mind that your monthly payments will be just a little bit more than the original online loan on account of those fees.
Most business loans offered through GetMoney.com are revenue-based and only require 3 bank statements for income or revenue verification. This means that you do not need to worry about a credit check. Borrowers with all credit types including borrowers with bad credit down to mid 500’s are often accepted. Get Started
Qualifying for business loans: Any business with a 6 months operating history generating $7000 or more in revenue per month is a good candidate for fast online business loans regardless of your individual credit score.
The lenders in our network accept borrowers of all credit types from over 700 industries.
All business owners with excellent to bad credit are encouraged to request a business loan through GetMoney.com while evaluating their financial options.
Regardless of loans amount and loan type, you can expect competitive rates, favorable terms, and excellent personalized service from our online lenders, and all without worrying about your personal information or credit score.
HOW DOES EQUIPMENT FINANCING WORK?
Purchasing new equipment would be impossible if every small business owner had to pay in full for every piece of equipment and machinery. Equipment financing is a financing tool small business owners utilize to buy new equipment required for business.
There are two ways to purchase equipment, A. buy it outright; B. leas it.
The process is pretty much the same, and all lenders will look at the business cash flow, and ability to meet the monthly payment obligations. This means that you don’t need to worry as much about credit checks or even loan amounts; you’ll only need to pay attention to the price of the equipment.
What type of equipment can be purchased with equipment financing?
The simple answer is everything from a kitchen oven to new office furniture to heavy industrial equipment can be obtained through equipment financing.
The new equipment can be for expansion or replacing the old equipment. learn more
WHAT IS A BUSINESS LINE OF CREDIT
To properly operate a business, every small business owner will require cash injection every so often. Some cash injections are planned, especially for equipment upgrades, renovations, and other foreseeable business requirements. These expenses can be taken care of with a small business loan or equipment financing.
It’s the unexpected expenses the sneak up on small businesses. A busted pipe, sudden opportunities to expand and grow, work emergencies, etc. are not predictable and hard to prepare for without access to cash.
That’s where a business line of credit comes into play. A business line of credit is like money on demand without the monthly payments. Only make payments on the amount you use, so the loan amounts for this type of credit can vary, depending on your business. learn more
Home Loans
Get a Mortgage
A Mortgage is a loan secured against real property. The loan amount is determined by property value, borrower’s income, property type, and purchase price. Guidelines may fluctuate based on occupancy and geographical location.
There are several mortgage types available and the most popular ones are conforming loans, jumbo mortgages or jumbo loans, FHA (Federal Housing Administration) which requires a smaller down payment (3%) and VA loans which require no down payment and are guaranteed by the VA.
Qualifying for purchase mortgage
Different borrowers qualify for different loans. For example, a borrower applying for a conventional mortgage must meet different conditions than someone applying for an FHA loan, or a veteran applying for a VA loan. To see what your options submit a free no-obligation request and discuss your options with an NMLS licensed lender. Learn more
Lower Mortgage Payments with a Refi
When a homeowner refinances a mortgage, they are simply accepting a new mortgage to pay off and replace the existing mortgage.
Why would you refinance?
Refinancing to a low-interest mortgage, changing the terms of the mortgage, and taking a co-borrower off the mortgage are a few reasons why homeowners accept the cost to refinance.
In a volatile market where interest rates are continually changing, mortgage rates fluctuate daily. For example, a mortgage holder who got a mortgage six months ago at 4.25%; today they can refinance at 3.25% and save tens of thousands of dollars over the years depending on the mortgage loan amount.
Another reason homeowners refinance is to change the terms of their existing mortgage. Let’s assume you got a 30-year mortgage eight years ago at 5%, and the current rates are down to 3%. With this scenario, you may be able to refinance your existing 30-year mortgage into a 15-year mortgage at a reasonable monthly payment increase.
Another popular reason for refinancing in a low-interest environment is taking cash out of the equity to pay bills or consolidate debt. Learn more
Refinance, pay-off bills, get cash and lower over all payments
A cash out refinance is when you refinance your home and take out equity. For example, you bought a house for $300,000 and now it’s worth $500,000. You can access the $200,000 equity with a cash out refinance.
How does a cash out refinance work?
Cash out refinance is exactly like a regular refinance, except, you are taking out equity and increasing the loan amount. With a rate and term refinance, you don’t always have to go through the full approval process and can do a streamline refi. To get approved for a streamline refi, you’ll need be on-time with your mortgage payments, and have a qualifying loan. For example, a VA loan streamline refi, requires you to be refinancing an existing VA loan. Or you can streamline a Fannie Mae mortgage into another Fannie Mae mortgage if offered.
The best way to see if a streamline refinancing is available to you is to request a mortgage and have the professionals walk you through it.
Frequently Asked Questions
Does completing a form or making a loan request commit me to anything?
No. The process is completely free and you are not obligated to anything.
Does GetMoney.com charge any fees?
No, GetMoney.com does not charge you any fees for connecting you to a lender. However, we may be compensated by our affiliates, partners and lending partners.
Is GetMoney.com involved in the approval process?
No, GetMoney.com is not in anyway connected to the underwriting and approval departments of the lenders and investors. We simply connect borrowers and lenders.
How does getting a loan work?
It’s simple. Complete our short online form and the form will automatically be shared with our network of lenders and or partners. The lenders and partners will review your loan request and offer qualified borrowers a loan based on credit history, income and etc. If you are offered a loan and you accept it, be sure to review the terms of the loan in detail.
Can I qualify without perfect credit?
Every lender and investor has different criteria’s for qualifying and approving an applicant. We work with a wide range of lenders and investors, so there is good chance we’ll be able to connect you even if you don’t have perfect credit.
Who do I call if I have a question about my loan?
For all questions about your loan you must contact the lender or lending partner you’ve been connected to.
Loan vs Line of Credit
The biggest difference between a loan and a line of credit is that with a loan you get a lump sum amount at once and with a line of credit you have access to the money as you need it. Since you receive the lump sum all at once with a loan, you have to start making payments right away on the full balance of the loan. However, with a line of credit you only withdraw what you need when you need it. Thus, your payments will based on the outstanding balance.
Does my state of residence effect the loan I get?
Yes. Different states have different lending guidelines. Thus, a lender must adjust the loans offered to comply with all state and federal regulations.
What are the rates like?
We don’t like quoting generic rates and unfortunately, there is no way to know what rates a borrower qualifies for without knowing anything about that borrower. The rates will fluctuate based on many factors such as amortization period, loan type, credit score and sometimes even the purpose of the loan. To see what rates you qualify for, complete our short online form and you’ll know exactly what the rates you qualify for are.
How will I get my money?
It depends on the lender and how you choose to receive your cash. Usually, the preferred methods are direct deposits into your account and wire transfers.
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