FAQ

Does completing a form or making a loan request commit me to anything?

No. The process is completely free and you are not obligated to anything.

Does GetMoney.com charge any fees?

No, GetMoney.com does not charge you any fees for connecting you to a lender. However, we may be compensated by our affiliates, partners and lending partners.

Is GetMoney.com involved in the approval process?

No, GetMoney.com is not in anyway connected to the underwriting and approval departments of the lenders and investors. We simply connect borrowers and lenders.

How does getting a loan work?

It’s simple. Complete our short online form and the form will automatically be shared with our network of lenders and or partners. The lenders and partners will review your loan request and offer qualified borrowers a loan based on credit history, income and etc. If you are offered a loan and you accept it, be sure to review the terms of the loan in detail.

Who do I call if I have a question about my loan?

For all questions about your loan you must contact the lender or lending partner you've been connected to.

Loan vs Line of Credit

The biggest difference between a loan and a line of credit is that with a loan you get a lump sum amount at once and with a line of credit you have access to the money as you need it. Since you receive the lump sum all at once with a loan, you have to start making payments right away on the full balance of the loan.  However, with a line of credit you only withdraw what you need when you need it.  Thus, your payments will based on the outstanding balance.

Can I qualify without perfect credit?

Every lender and investor has different criteria’s for qualifying and approving an applicant.  We work with a wide range of lenders and investors, so there is good chance we’ll be able to connect you even if you don’t have perfect credit.

What are the rates like?

We don't like quoting generic rates and unfortunately, there is no way to know what rates a borrower qualifies for without knowing anything about that borrower. The rates will fluctuate based on many factors such as amortization period, loan type, credit score and sometimes even the purpose of the loan. To see what rates you qualify for, complete our short online form and you'll know exactly what the rates you qualify for are.

How will I get my money?

It depends on the lender and how you choose to receive your cash. Usually, the preferred methods are direct deposits into your account and wire transfers.

Does my state of residence effect the loan I get?

Yes. Different states have different lending guidelines. Thus, a lender must adjust the loans offered to comply with all state and federal regulations.