Payday Loans Online

GetMoney.com
For Fast & Reliable Payday Loans

Established as a reliable source in the industry since 2003, we have perfected the art of simplifying the online payday loan process. Our streamlined forms are designed to be completed within minutes, ensuring a swift and straightforward experience when acquiring a fast payday loan online.

Recognizing that life’s unpredictability doesn’t adhere to credit ratings, we understand that unexpected situations often necessitate immediate financial solutions. Our online payday loans serve as a reliable resource to keep your vehicle running, cover utility bills, manage emergency expenses, and address unforeseen financial challenges when facing a shortage of funds or credit.

In reality, despite one’s best efforts, there are times when additional assistance is required to bridge the gap until the next payday.

Partnered with an extensive network of lending institutions that prioritize accessibility over stringent credit requirements, we welcome loan requests from all credit backgrounds.

If your credit history isn’t optimal and you require swift access to cash, GetMoney.com offers the opportunity to request a payday loan. Upon approval, funds can be deposited into your account in as little as one business day, ensuring prompt support during financial urgencies.

Traditionally, borrowers would write a personal check for the loan amount plus fees. Today, the borrower grants electronic access to their bank account for the lender to deposit and withdraw funds electronically, which simplifies the process.
If the borrower doesn’t have the funds to repay the loan on the due date (usually 14 days), lenders may rollover the loan into a new loan after the finance charges are paid (if permitted by the state). Some payday cash advance lenders offer a longer-term payday installment loan plan, which authorizes the multiple electronic withdraws from the borrower’s bank account.

According to the Consumer Financial Protection Bureau, the average payday loan is a two-week loan for $350. Depending on your state of residence, payday loans can range from $50 to $1,000.
Currently, 37 states allow payday lending with specific regulations regarding payday lending fees, loan amounts, and terms. For example, of the 37 states that allow payday loans and 32 of the states have set specific payday loan limits. Maine, Utah, Wisconsin, and Wyoming have not set a maximum loan amount, Delaware, Idaho, and Illinois have the highest loan limit at $1,000, while Montana and California have the lowest allowed loan amount capped at $300. States like Nevada and New Mexico limit payday loan amounts to 25% of the borrower’s monthly income.
If you require additional information about your state’s payday loan regulations, you should visit your state’s regulatory website.

We’ve simplified the loan request process by offering a simple and hassle-free process that connects you directly to our network. Complete the short online form, and we’ll immediately begin working.

Your state of residence regulates the fees and interest rates for payday loans. A fee of $10 to $30 per $100 borrowed is relatively standard. For example, if you borrow $100 and the lender charges $15, you will owe the lender $115 in two weeks. Sometimes a borrower is unable to repay the loan on the due date. If this happens, a lender may offer a rollover plan.

What are Rollovers?
If you are unable to pay back the loan in full on the due date, the payday lender may require you to pay the fees and extend the due date for the remaining balance. If you rollover your loan, a new fee will be added to your balance. A rollover plan is only offered if your state laws permit it.
For example, if you borrowed $300 and only pay the renewal or rollover fee of $30, you would still owe the original $300 loan plus another $30 fee when the extension is over. That equates to a $60 charge for borrowing $300 for four weeks.

Repayment Plans For Payday Loans
Some states require a payday lender to offer extended repayment plans at no charge to borrowers who experience difficulty in repaying their payday loans. Basically, you’ll get additional time to pay the loan at no cost to you.

Credit requirements

Since payday loans are based on employment and the next payday, the lenders don’t place as much emphasis on the credit ratings. There is a good chance we can connect you to a payday lender in our network even if you have bad credit.

Your security & peace of mind

At GetMoney.com we only work with organizations, lending networks and lenders that practice and follow the highest standards in the Industry.

The process

We utilize the latest technologies available to connect potential borrowers with lenders. Complete the request form and we’ll immediately place your request on our network where we connect borrowers of most credit types with lenders. The forms are secure, simple and straight forward.

No obligations

GetMoney.com does not charge any fees for submitting a loan request. Requesting a payday loan does not obligate you to accept a loan offer. Complete the online form and we’ll immediately work on connecting you with trusted lenders.

Terms

The terms vary for every loan based on loan amounts, state of residence, credit score and etc. You will have the opportunity to review the terms of the offer made by the lender or lending partner prior to accepting a loan offer. We recommend you read and understand the terms prior to accepting a loan offer. If you have any questions, don’t hesitate to contact the lender making the offer.

Interest rates

Interest rates vary based on a number of factors. The Payday loans from our network of lenders and lending partners have interest rates ranging between 5.99% and 35.99%. If you are offered a loan, you will have the opportunity to review the interest rate of the offer prior to accepting the offer.

Quick access to cash

Approved requests can fund in as little as one business day. How? Once your request is submitted, it is immediately placed on our network to be connected with a payday lender that could fund the loan in one business day. Complete the form and we’ll do the rest. Start my payday loan request

Quick and simple payday loans online

When you are short on cash and your payday is days away, a payday loan can be the go to source for quick access to money. It can take days or even weeks to get a traditional loan, but a payday loan can fund in as little as one work day. Our goal is to expedite the loan process by offering short online forms that are simple and easy to complete.

Money in your account in as soon as 1 business day

Online payday loan requests can be made from your phone, PC or tablet. Once the form is completed we’ll immediately work on connecting you with a lender in our network. The whole process can be done in minutes and you could have the money in your account in as little as a business day.

Here to help with easy, quick & simple payday loans online

If you need a payday loan quickly no matter what, request a payday loan on GetMoney.com and get the money you need in as little as one business day.  Regardless of loan amounts, repayment periods and credit ratings, our goal is to help borrowers find suitable lenders. Through our extensive network we can help borrowers with excellent to poor credit. The primary requirement of a payday loan is being employed, submit a request to see what you qualify for.