E-consent

Please read this information carefully and print a copy and retain this information for future reference.

Introduction
You are submitting a request to be connected with one of our third party brokers, lenders or lending partners. In order to offer you a quote and or a loan, the third party brokers, lenders or lending partners need your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”). This form notifies you of your rights when receiving electronic disclosures, notices and information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records and electronic contract documents (“Disclosures”).

Option for Paper or Non-Electronic Records
You may request any Disclosures in paper copy by contacting the third party broker, lender or lending partner directly. They will provide paper copies to you. Some may charge for these copies and some may not. The brokers, lenders or lending partners will retain all Disclosures as applicable law requires.

Scope of Consent
This E-Consent applies to all interactions online concerning you and the third party broker, lender or lending partner and includes those interactions engaged in on any mobile device, including phones, smart-phones and tablets. By exercising this E-Consent, the third party broker, lender or lending partner may process your information and interact during all online interactions with you electronically. They may also send you notices electronically related to its interactions and transactions. Disclosures may be provided online at our or third party brokers’, lenders’ or lending partners’ websites, and may be provided by e-mail.

Consenting to Do Business Electronically
Before you decide to do business electronically with the third party brokers, lenders or lending partners, you should consider whether you have the required hardware and software capabilities described below.

Hardware and Software Requirements
To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account and an Internet Browser software program that supports at least 128 bit encryption, such as Microsoft® Internet Explorer or Edge, Chrome® or Mozilla Firefox®. To read and complete some documents, you may need a PDF file reader like Adobe® Acrobat Reader X®. You will need a printer or a long-term storage device, such as your computer’s disk drive to retain a copy of the Disclosures for future reference. You may send any questions regarding the hardware and software requirements directly to the third party brokers, lenders or lending partners.

Withdrawing Consent
Your E-Consent for our connecting service and for our third party brokers’, lenders’ or lending partners’ consideration of your connecting request cannot be withdrawn because it is a one-time transaction. If you are connected with one or more third party brokers, lenders or lending partners, you are free to withdraw your E-Consent with them at any time and at no charge. However, if you withdraw this E-Consent before receiving credit, you may be prevented from obtaining services from the broker and credit from the lender or lending partner. Contact the third party broker, lender or lending partner directly if you wish to withdraw this E-consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity and enforce-ability of prior electronic Disclosures will not be affected.

Change to Your Contact Information
You should keep third party brokers, lenders or lending partners informed of any change in your electronic address or mailing address. You may update such information by logging into their website or by sending them a written update by mail.

YOUR ABILITY TO ACCESS DISCLOSURES
BY CLICKING THE LINK, YOU ASSENT TO OUR TERMS. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED FORMATS DESCRIBED ABOVE.

CONSENT
BY CLICKING THE CONTINUE AND OR SUBMIT LINK, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE BROKER, LENDER OR LENDING PARTNER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY BROKERS, LENDERS OR LENDING PARTNERS OVER THE INTERNET.