Business Financing…

Qualifying is easier than you think!

Complete our no obligation online application to receive your customized quote.

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  • Secure Application
  • Competitive Rates
  • Responsive Advisors
  • Flexible Loan Terms
  • Minimal Paperwork
  • Fast Funding

Minimum Requirements

  • Active 9+ months in Business
  • $75,000 in Annual Revenue
  • 700+ Industries Financed

The two most common and traditional sources of financing are loans and lines of credit. With a loan both the lender and the borrower know exactly what they are committing to. The lender will predetermine the terms such as rates and amortization period which allows the borrower to make an educated decision based on monthly payments and all other factors associated with a long-term financial commitment. On the other hand, the line of credit is basically access to cash on a need basis. The term is flexible with minimum monthly payments on the drawn balance and the rate is based on variable index rates such as the Libor and the U.S. treasuries. Some lines have a feature which allow the borrower to lock the rate and fix the term of the loan.


The cross roads of making a decision between a line of credit and a loan can be a difficult one to deal with. Few of the most important factors you have to consider are:

Do you need all the money right now for a onetime expense?

If yes, the loan could be the right choice for you. You’ll get the money all at once and you’ll know the exact terms of your repayment plan.

Is this an on-going periodical expense?

If yes, the line of credit could be the right choice for you. You’ll have access to the money you need to cover the periodical expenses and as you pay down the balance of the loan, the credit again becomes available for the future.

Is the money for security of knowing you have access to cash?

If yes, then the line of credit is the solution. Access to cash without monthly payments (unless you draw funds) and unnecessary expenses is what you want.

  • Business Loans Up to $500,000
  • 3-36 month terms
  • Predetermined terms
  • Receive cash at once
  • Easy application process
  • Business Line of Credit Up to $100,000
  • Flexible Terms
  • No payments with 0 balance
  • Cash when you need it
  • Easy application process